Updated: Mar 2, 2022, 8:57pm
Axis Bank, being one of India’s biggest private banks, has competitive credit cards that cater to all kinds of users. We analyzed top credit cards offered by the bank to see which ones offer some of the strongest benefits and features.
INR 499
INR 2 lakh
Annual fee will not be charged if the subscriber spends INR 2,00,000 in one year
INR 499
INR 2 lakh
Annual fee will not be charged if the subscriber spends INR 2,00,000 in one year
This card gives a 5% cash back on the payment of bills through Google Pay and the best part is that there is no upper limit or lower limit to it.
You also get a scratch card while using Google Pay where you can win extra cash. There is a 4% cash back again without any cap on Ola, Zomato, Swiggy and 2% cash back on any other payment that you make with this card.The credit card annual fee is quite low in comparison to the facilities it offers.
Four lounge visits in select domestic airports in India in a year.
Surcharge waiver of 1% on all fuel transactions between INR 400 to INR 4,000 to the maximum of INR 500 per statement cycle (no cashback on fuel transactions).
20% discount at partner restaurants in India.
Convert purchases to equated monthly installments (EMI)
APR: 52.86%
INR 500
INR 2 lakh
Annual fee will not be charged if the subscriber spends INR 2,00,000 in one year
INR 500
INR 2 lakh
Annual fee will not be charged if the subscriber spends INR 2,00,000 in one year
This card gives a 5% cash back on the payment of bills through Google Pay and the best part is that there is no upper limit or lower limit to it.
You also get a scratch card while using Google Pay where you can win extra cash. There is a 4% cash back again without any cap on Ola, Zomato, Swiggy and 2% cash back on any other payment that you make with this card.The credit card annual fee is quite low in comparison to the facilities it offers.
Four lounge visits in select domestic airports in India in a year.
Surcharge waiver of 1% on all fuel transactions between INR 400 to INR 4,000 to the maximum of INR 500 per statement cycle (no cashback on fuel transactions).
20% discount at partner restaurants in India.
Convert purchases to equated monthly installments (EMI)
APR: 52.86%
INR 250 + 18% GST
INR 2 lakh
• INR 250 worth Amazon gift voucher • 3 months Zomato Pro subscription • INR 250 worth Grofers voucher • 6 months subscription of 1mg
INR 250 + 18% GST
INR 2 lakh
• INR 250 worth Amazon gift voucher • 3 months Zomato Pro subscription • INR 250 worth Grofers voucher • 6 months subscription of 1mg
This is one of the cheapest credit cards and can be used for dining out, ordering food and paying bills. It provides a 40% discount on Zomato which is phenomenal. This card can be used by people who do not have large amounts of money to be paid as bills or large quantities of food to be ordered as there is a cap on discount. It can be considered best for small families, singles, and students.
EDGE reward points on every transaction and use them to redeem 500+rewards. Earn 1 point on every INR 200 spent.
15% at partner restaurants
Convert purchases to EMIs
APR: 49.36%
INR 1,200 + 18% GST
No annual fee for the first year, and second year onwards INR 500 + GST
INR 2 lakh 40 thousand
INR 1,200 + 18% GST
No annual fee for the first year, and second year onwards INR 500 + GST
INR 2 lakh 40 thousand
This card is to facilitate traveling and it provides discounts in airfare and hotel booking. The best part is that like many other credit cards in the same segment it is not attached to a particular company or airlines but can be used to purchase tickets from any of the companies in the domestic market.
4 EDGE reward points on every INR 200 spent.
15% at partner restaurants.
Unlimited domestic airport lounge visits.
APR: 49.96%
INR 3000
INR 6 lakh
Amazon voucher worth INR 2,000
INR 3000
INR 6 lakh
Amazon voucher worth INR 2,000
This card has been given the look of a premium credit card with a lot of add-on facilities which come with premium cards like insurances of various kinds. This card is basically facilitating shopping from BigBasket and Swiggy offering a handsome discount. The facility known as Dining Delight providing a 20% discount in partner restaurants is also appealing.
Complimentary priority pass membership with 6 complimentary international lounge visits in a year.
6 complimentary golf rounds in a year, and one gets 3 additional visits on spending 3 lakh annually.
Dedicated concierge desk available 24X7.
Offers to spend weekends in collaboration with extraordinaryweekends.com.
20% discount in partner restaurants.
1% fuel surcharge waiver between 1%, between the transactions of INR 400 and INR 4,000 to the maximum of INR 400 in a statement cycle.
Insurance Covers:
APR: 52.86%
We analyzed 26 credit cards issued by the Axis Bank and selected the best among them based on some basic criteria:
It is a reward point program started by Axis bank where reward points are given as a result of spending transactions done with the help of various Axis Bank credit and debit cards.
Axis Bank has collaborated with a number of companies and the value of these points differ from company to company and can be used to buy a number of products.
No, they can only be used to purchase things from partner websites.
It means the basic fare without any taxes or charges, so it means that the discount will only be applicable to the basic price of the ticket but not on the taxes and other charges.
The value of APR or the annual percentage rate is the interest rate one pays for borrowing money with the help of credit cards. This interest is applied on the total loan borrowed in a year and hence is called the annual percentage rate.
This interest rate can be charged if you have not paid the card bill every month. Lesser the APR, lesser interest you pay in case of any delay or default in the payment of bill or incase of borrowing.
Armaan is the India Lead Editor for Forbes Advisor. He has more than a decade’s experience working with media and publishing companies to help them build expert-led content and establish editorial teams. At Forbes Advisor, he is determined to help readers declutter complex financial jargons and do his bit for India’s financial literacy.